For instance, my oncologist had me receiving radiation treatments for a week on the assumption my cancer had spread to my spine and it turned out to be spinal stenosis and a bulging disk. I think my saliva glands are permanently damaged but if I sue my doctor who would take care of me? Stuff happens.
But, one stuff has happened that has my ire up. I have been through some hard financial times … once or twice (only) I had to take a short-term payday loan which I paid back right away. No problem there, saved me more than it cost in those instances.
Nowadays, however, a search for loans has you put in ALL your information then sends it to a dozen or so places to see who can offer you the best deal. Drawback here (stupid Laurie!!!) is they all have that information, including bank info. So I had a couple instances where lenders would take out money instead of putting it in
. Talk about stupid!! I won’t make that mistake again.
Now, a different lender (not one of the ones who ripped me off before) is threatening to sue me for a loan they never made. I told them go ahead and sue me because it will take 2 seconds to prove I never received money from them. And then they can pay my lawyer. And maybe some extra for emotional stress. Grrrrrrr. They actually DO have ALL my information and want to sue me for ‘fraud’. I offered to send them my bank statement (they already have the numbers) so they can just let it go and after some arguing back and forth they agreed. So two minutes later I have it.
But. Can I countersue them if they take me to court? It would be nice to have a little money to leave to the kids. I might just be angry enough to do it. Is it feasible? They are using fright tactics ("we have 16 lawyers listening to this conversation .. like that wouldn’t cost more than they think I owe them (5?)… I’m thinking if I don’t call back or send them the information I might not hear from them again. Maybe they figure most people who apply for payday loans are desperate and will imagine that they somehow neglected to pay and just give them the money. Dunno.
Do I play ball or wait and see what they want to do? Make them at least spend some more money with filing papers to get the information.
Yea that’s what I figured. I’m much calmer now.
So I don’t send them the proof so they’ll drop it? Just let them proceed if they want?
This just stinks of …. something …. anyway. I don’t think this is how lawsuits are handled. What I think is this is some bill collector or just a scam to get me to pay back money I never borrowed. That’s why I’m so ticked off. If I borrowed money I can make arrangements … I’ve got a few of those going that may or may not be paid off before I die. But I wouldn’t want anything to prevent my estate from settling.
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